Our investment tools
BIO uses a series of financial instruments designed to expand already existing organisations or to help companies to set up in business. These tools can be adapted according to requirements and the local situation.
BIO can finance projects in local currency in order to reduce the risks linked to exchange rates and interest rates for its clients.
Equity and quasi-equity
BIO always takes a minority stake, generally tied to a seat on the Board of Directors. The board seat is intended to be ceded to other shareholders, third parties or to the financial markets, once the company has reached a sustainable maturity level. BIO also uses quasi-equity (mezzanine capital, subordinated loans, convertible loans, etc.) to strengthen the financial resources of up-and-coming companies, without diluting the position of its shareholders.
BIO offers a wide range of direct medium- and long-term loans at both fixed and variable rates. Their term can vary between three and ten years, with a grace period of three years maximum.
BIO’s signature is a guarantee of solvability and facilitates the mobilisation of resources by private sector borrowers by guaranteeing certain obligations on their behalf.
Through grants from the Business Development Support Fund, BIO co-finances Technical Assistance (TA), Feasibility Studies (FS) and Investment Support for innovative SMEsLearn more