First Finance


First Finance is the first microfinance institution in Cambodia specialized in housing finance. The MFI’s social mission is to build the economic stability of low income Cambodian families by increasing access to home ownership. First Finance targets financially excluded and underserved clients in urban and peri-urban areas, providing them with the possibility of becoming a home owner.

The purpose of BIO’s loan is to finance housing projects with a total building cost per unit up to an amount of USD 50,000. This will ensure that the financing will be targeted to the low-income population of Cambodia.

Development impact:

  • Private sector consolidation/innovation: novel type of institution for the region (microfinance institutions focused on housing loans for low-income population)
  • Financial inclusion: access to housing loans for low-income households
  • Access to basic services and goods: financial products for housing

Website :

  • Investment amount (€):

    € 725 K

  • Contract signature :


  • Nature of intervention :


  • Development impacts :

    • 1 — Private sector consolidation/innovation
    • 2 — Financial inclusion
    • 3 — Access to basic services and goods